News just in for BTL

Kent Reliance for Intermediaries is pleased to announce the launch of two limited edition buy to let products. Five-year fixed rates have been reduced by 0.25% for loans up to 75% LTV above £750k. They are available on both standard and specialist cases. • 3.54% – five-year fixed buy to let, £750k to £3m, 75% LTV Please note the new products will be available for a limited time only. Also, here are some of the other ways the current products …

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More Positive House Price News

Annual house price growth is expected to reach 5.9 per cent in April, marking the highest jump since before the Brexit referendum, according to a forecast from Reallymoving. The property website expects average prices across England and Wales to reach £300,995, which will be the largest annual increase since March 2016 when prices rose by 7 per cent on the previous year. Reallymoving, which allows home movers to compare prices for conveyancing, removals and other services, says buyers typically register …

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Rents are on the UP!

Average rents across the UK have risen by 2.3 per cent over the year to January to reach £953 a month, the latest index from HomeLet reveals. The data shows growth in rents is now higher than the rate of inflation as measured by the Consumer Prices Index, which stood at 1.8 per cent in December. Excluding London from the calculations, the average rent is now £793, which is also 2.3 per cent higher than the same time last year. …

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Happy days for Buy to Lets.

Renting is the preferred option for the 35 – 44-year-olds. According to Mortgage Strategy 27.6 per cent in 2017 rented their accommodation as opposed to 8.2 per cent in 1993. That is a 3 fold increase in tenants. The only age group that did not show an increase, between 1993 and 2017, were those of 75 years and above. Good news indeed for the buy to let sector!

Good News for 1st Time Buyers:

The number of 95 percent loan-to-value deals has risen to the highest level since May 2019, according to the comparison site, Moneyfacts. Average rates for two-year fixes at 95 percent LTV have come down from 3.41 percent to 3.22 percent from last February to today. Rates on five-year fixes have come down from 3.78 percent to 3.52 percent over the same timeframe.

Confidence Returning to Housing Market

House prices leapt 4.1 percent annually in January, according to the latest Halifax report on house prices. This means that the average house price in the UK is now £240,054. With the lack of positive sentiment over the “will we won’t we” leave Europe debacle over, house buyers are returning to the housing market place.

Bespoke Advice or Off the Peg

I can’t help notice just how many ads are on TV promoting life assurance. Over 55s plans, funeral payment plans, and many more. Is the TV really the best place to get advice for such important financial plans? We believe the best plans are “Made to Measure” and not “Off the Peg”. Call us today for a free review of your life assurance and get a proper fit from Regents Court Financial.

Be clear about Equity Release

There is a lot of publicity (good and bad) currently about Equity Release. The TV and press are full of adverts for this financial arrangement. When looking at Equity Release, as a way to get tax free cash out of your bricks and mortar, you must be at least 55 years old and own all or part of your home. Next, you should consult an Independent adviser. One that can access all of the equity release providers and get the …

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Independent Advice, for a mortgage that fits you properly…

Martin Lewis, Money Savings’ Expert, has published a mortgage guide in today’s email newsletter. Here, he outlines the best mortgage deals for 1st-time buyers and others, with a list of his top providers. You could go through the list, and try to match your needs to the best lender…Or you could ask Regents Court Financial to provide a bespoke mortgage, tailored to your quite particular requirements, and get a proper “Fit”. Call us on 01902 311381 and ask for Ron …

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New Opportunities for Residential Propertry Investors

Residential property opportunities appear to be on the rise in Norfolk and East Anglia. A quiet area ready for development? This region saw the largest rise in agreed sales, according to the Royal Institute of Chartered Surveyors, in the last 12 months.

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