Who are Regents Court Financial?

Welcome to the Regents Court Financial website. We provide a personal service to individual and business clients, based on building a thorough understanding of each case. We then apply knowledge and experience built up over many years to provide appropriate advice.

We will conduct regular reviews of the arrangements put in place for you, and adapt these, as necessary to reflect changes of individual circumstances. Thus financial arrangements are kept UpToDate.

Our clients are at the heart of our business. It is our duty to ensure that advice given and the plans we arrange are fully understood. If at any time you require additional information, just call.

We do not charge for an initial consultation.

Andrew Clothier


Andrew Clothier
Principal and Mortgage Adviser

Andrew Clothier formed Regents Court Financial in 1999. Prior to this he worked for Norwich Union and latterly ran his own estate agency in Stafford for several years.

Regents Court financial was established to offer mortgage advice, for residential purchasers, and has developed into an independent mortgage adviser. The company has the authority to advise on all aspects of mortgage lending.

Being directly regulated in the UK, by the Financial Conduct Authority (FCA), clients have the advantage of independent advice and whole of market offerings, for a truly bespoke advisory service.

Val Westwood

Val joined Regents Court Financial at its beginning in 1999.

She oversees all the work-a-day administration and provides a valuable client contact role too.
Over the years Val has gained a great amount of experience in all aspects of the business and can provide advice and information for other staff and clients alike.

Eileen Saunders
Administration Support

Eileen has 30 years of estate agency experience and has great knowledge of the West Midlands property market.

Eileen brings this experience to her role with Regents Court Financial as case handler, since 2016.

Eileen also has a great deal of knowledge of the legal procedures involved in property sales and purchases and is well connected with local conveyancing solicitors.

Mike Reynolds
Mortgage and Protection Adviser

Having worked at C & G for 27 years, Mike took voluntary severance and took up teaching. After 4 years he decided to return to financial services and joined Regents Court Financial in January 2016 as an Independent Mortgage Adviser.

Mike is fully qualified with both CMAP and ACIB professional qualifications.

Asha Rana
Mortgage Sourcing and Advice

Asha joined Regents Court Financial after working for 9 years with Lloyds Banking Group. Here she worked as a personal banking adviser, where she dealt with the bank’s customers’ daily account issues.

Her new position, since March 2019, is as a para planner and will increase responsibilities to include independent mortgage sourcing and advice.

She and her husband have their own portfolio of Buy to Let properties, which they manage together.

Rob Gutteridge

Rob is our newest adviser.

Initially employed in 1983 as an agent with Britannic. Rob has remained local and has been an independent mortgage adviser with a company in Kingswinford, West Midlands.

He now joins; Andrew, Mike, Asha and Sharron to add to Regents Court Financial’s independent and fully qualified advisers.

He is married to Susan and has a daughter, Lucy.

Rob has lived in Brierley Hill for 30 years, supports Wolves and is still a fan of Northern Soul music.

Anna Menegatos
Office Administrator

Anna was a qualified Lettings Agent and has lots of experience in this business and the associated administration. She also ran her own private business, before joining Regents Court Financial in May 2018. Here, her roles include; adviser support for Mike Reynolds and office administration.

Ron Warren
Business Development Manager

Having been an IFA for 25 years, Ron took the opportunity to join Regents Court Financial as their investment adviser, in 2006. When the firm sold the investment arm of the business in (2010) Ron’s role changed to that of marketing manager within the firm. He is also developing the firms online presence.