Month: September 2020

Why should you rely on us for your Equity Release?

Unlike some ER firms advertising on TV, Regents Court Financial has whole of market access to source the best deal for you. Other advisers use a “panel” of preferred lenders. Where do you think the best deal will come from? Call us today for a free Equity Release discussion. Our independence is “Key”.

Lenders playing “Hide and Seek” with mortgage applicants (Their customers).

Lenders are currently issuing deals and withdrawing deals with little or no warning for applicants. Now more than ever it is vital to take mortgage advice from an independent broker. Our clients are not immune to the withdrawal of anticipated deals, but they are in a position to have a suitable replacement, without traipsing around to another lender. We do the traipsing, so you don’t have to.

What can Equity Release provide for?

Today, a client asked if Equity Release could be used to purchase anything, at all?YES. As well as buying that special holiday, new car or home improvement, you may use the cash to invest and help with your income in retirement. It is always worth consulting an independent expert, and that’s what Regents Court Financial is. Our free consultation will establish whether ER is right for you and how much you can release into your coffers. Call us on 01902 …

What can Equity Release provide for? Read More »

Has the penny dropped, at last?

Is London losing its appeal to homeowners? It seems that the desire for great value and more living space is gaining momentum. Residential property hot spots include, Burnley, Trafford and Peterborough in England and Stirling in Scotland. Such locations are attracting multiple bidders and offers are being accepted well in excess of asking prices.

Coffee with Claire from Wiser Property Solutions

Andrew Clothier web-meets Claire Cowley from Wiser Propery Solutions Ltd. “So… here is my ‘Coffee With Claire’ this week where I was joined by Andrew Clothier from Regents Court FinancialWe discussed buy to let mortgages, with many topics that would be interesting, particularly for the new buy to let investor.We talked about the difference between using an independent financial advisor and going to your local bank, we talked about what a stress test is and if you need to own …

Coffee with Claire from Wiser Property Solutions Read More »

Is Equity Release right for you?

Lots of homeowners are accessing tax free cash from their homes, so you may be wondering if it’s right for you. For many, this is a very attractive option to fund that special purchase or home improvement.  Firstly, you need to be over 55. It’s a type of loan, for example a Lifetime Mortgage. You can get up to 60% of your property’s value. Typical interest rates are between 3% and 7%. There will be other fees, like other mortgages. …

Is Equity Release right for you? Read More »

Do you pay tax on equity release?

Short answer: No. Equity Release Plans (also known as Lifetime Mortgages) are not liable for tax. Longer answer: Lifetime Mortgages do not attract tax because they are a type of (long-term) loan. However, you might take a lump sum equity release plan and place it in a savings account. As a result of this, you will accue interest. This interest could attract tax, if it exceeds your Personal Savings Allowance. If you reach your Personal Savings Allowance limit, you can protect …

Do you pay tax on equity release? Read More »

Who can help you win this ever changing game?

The goal posts of the mortgage game are moving all the time. Without the benefit of the electronic goal tech of The Premier League, who can tell you what the score is? We can. Now, more than ever independent advice is needed to give you the best opportunity of a win. Regents Court Financial has access to the whole mortgage market and can make this advantage work for you. Call us on 01902 311381 and ask for Ron Warren.

The times, they are a changin’.

So sang Bob Dylan, all those years ago. In the current pandemic the same applies to mortgages and protection plans. A free review of these will ensure that you are getting the best deal, TODAY. We have whole of market access, so call Ron Warren today on 01902 311381, and test our added value.

Scroll to Top